The Queen: Leverage, Liquidity, and the Structured Power of PLI
Play Sheet 002 | The B.K.O.S. Series
By Jaron Baston, Commissioner, LAW Fund
In systems of structure, movement must be intentional. The Queen represents fluid power, quiet leverage, and an unmatched ability to navigate complexity with precision.
In the language of capital, structured Permanent Life Insurance (PLI) is that piece. It is foundational for those building durable institutions that outlast careers, seasons, and cycles.
This article introduces the capital system behind long-term private liquidity — used by visionaries, builders, and strategic families who understand that ownership without access is not enough.
Why This Piece Matters
Every system of wealth has its pivot point. In ours, the Queen provides leverage. Not metaphorically — structurally.
Structured PLI is more than a safety net. It’s a cash-flow engine. A liquidity layer. A bridge between ideas and implementation.
Where most are forced to sell equity or seek loans, policy owners borrow quietly. Protected. Privately. On their own terms.
Structured, Not Symbolic
The Queen is not ornamental. She is movement.
This isn’t about a death benefit. It’s about living strategy:
- Access capital without triggering taxes
- Leverage internal value to fund private growth
- Pair policy with a trust for multigenerational control
It’s the difference between holding capital and having it work for you.
A System That Already Works
Permanent Life Insurance has long sat at the center of family offices, endowments, and multi-generational plans. But not every policy is built equally.
A structured PLI — tailored to maximize early cash value — gives policyholders control, speed, and compounding power.
Wealth advisors have used this to:
- Fund businesses in recession
- Avoid capital gains via private borrowing
- Replace traditional bank lines with internal loans
This is not theory. This is operating system logic.
Circulation in the Vault
In LAW Fund, the Queen sits beneath the Trust, protected from probate and positioned to fund the ecosystem.
Capital flows:
- Premiums → Cash Value
- Cash Value → Policy Loans
- Loans → Business, Real Estate, or Trust Capital
It’s not just about growth. It’s about flow — protected, private, and permanent.
Why It’s Relevant Now
As athletes gain access to larger contracts, NIL deals, and investment opportunities, what’s missing isn’t capital — it’s structure.
A policy like this installs a buffer between income and exposure. It becomes the safe. The vault. The bank.
And once it’s built, it never sleeps.
Want the Full Blueprint?
Play Sheet 002 breaks it down:
- Step-by-step: How to install the Queen
- Structure: How to avoid MECs and overfund smart
- Circulation: How to create internal banking logic
→ [Download the Queen Play Sheet PDF]
Jaron Baston
[Subscribe to The Lost Athlete below]
